LEGAL

1. Your Agreement With SecureBuy

1.1 Choice of Law. Your relationship is with SecureBuy is a wholly owned subsidiary of SignatureLink, Inc., a United States company, and you agree to be bound by the laws of Mississippi and the laws of the United States.

1.2 This document sets forth your legal agreement with SecureBuy and its agents and affiliates (collectively, "SecureBuy"). Your use of any SecureBuy web site or service (collectively "Service" or "Services") that link to these terms is subject to these Terms of Use (the "General Terms").

1.3 Some Services may also be subject to additional or different terms (the "Additional Terms"). Without limitation, the Additional Terms for the following Services are hereby incorporated into the General Terms by reference:

SecureBuyTM
ThreatMetrixTM (According to your use within these Terms of Use)
CNPSTM (Signature Pad & Forensic Signed Sales Receipt Document)
TransExamTM

1.4 If there is any conflict between the General Terms and the Additional Terms, then the Additional Terms take precedence in relation to that Service. The General Terms and any applicable Additional Terms and all other documents incorporated by reference in these General Terms are referred to as the "Terms".

1.5 SecureBuy may change the Terms at its sole discretion. If we change the Terms, then we will make a new copy available at www.signaturelink.com/support-services/terms-conditions.html. Your use of the Services is subject to the most current version of the Terms at the time of such use.

2. Definitions. Unless otherwise defined, capitalized terms used throughout these General Terms have the meanings stated below:

2.1 "Account Information" means the information you provide to SecureBuy when you register for a service, including your SecureBuy Account ID and log-in information.

2.2 "Intellectual Property Rights" means copyright, moral rights, trademark, trade dress, patent, trade secret, unfair competition, and any other intellectual and proprietary rights.

2.3 "Law" means any applicable law, regulation, or generally accepted practices or guidelines in any applicable jurisdiction.

2.4 "Make Available" means to email, post, transmit, upload, or otherwise make available through your use of the Services.

2.5 "Marks" means the trademarks, logos and service marks displayed on the Services.

2.6 "Materials" means any materials provided by SecureBuy and any User Content, including, without limitation, any (a) information, data, documents, images, photographs, graphics, audio, videos, or webcasts, (b) products, and (c) services.

2.7 "Service Materials" means Materials other than Your Content.

2.8 "Shared Content" means the User Content that you or other Users share through the Services.

2.9 "Software" means SecureBuy software code and associated documentation, including without limitation any mobile and tablet applications related to the Services, content files, drivers or patches.

2.10 "Technology" means SecureBuy software code and associated documentation, including without limitation any mobile and tablet applications related to the Services, content files, drivers or patches.

2.11 "User" means a user of the Service.

2.12 "User Content" means (a) Your Content and (b) Shared Content uploaded by other Users.

2.13 "Your Content" means any Materials that you Make Available through your use of the Services.

2.14 "Your Shared Content" means Your Content that you choose to make into Shared Content.

3. Acceptance of Terms.

3.1 You may not use the Services if you do not agree to the Terms. You may accept the Terms (a) by selecting "I agree" to these Terms, (b) by using the Services in any way, such as downloading or uploading any Materials made available via the Services by SecureBuy, you, or other Users, or (c) by merely browsing the Services.

3.2 You may not use the Services if (a) you are prohibited by Law from receiving or using the Services, (b) you are not fully able and competent to enter into a binding contract with SecureBuy, such as if you are not of legal age or have not obtained parental consent. In particular, unless expressly stated otherwise in the Additional Terms for any given Service, you affirm that you are over the age of 13 and acknowledge that these Services were not intended for children under 13.

3.3 SecureBuy may require you to provide consent to the updated Terms before further use of the Services is permitted. Otherwise, your continual use of any Service constitutes your acceptance of the changes.

4. Privacy Policy.
For information about SecureBuy's data protection and collection practices, please read the SecureBuy Privacy Policy at http://www.signaturelink.com/support-services/privacy-policy.html, which is incorporated herein by reference. You agree to SecureBuy's use of your data in accordance with the Privacy Policy.

5. Ownership.

5.1 Services and SecureBuy Materials. The Services and Materials, and their selection and arrangement, are protected by Intellectual Property Rights. Except as expressly provided in the Terms, SecureBuy and its licensors do not grant any express or implied rights to use the Services and Materials. All rights, title and interest in the Service and Materials, in all languages, formats and media throughout the world, are and will continue to be the exclusive property of SecureBuy and/or its licensors and nothing in the Terms shall be construed to confer any license or right, by implication, estoppel or otherwise, under copyright or other intellectual property rights, to you or any third party.

5.2 Trademarks. The Marks are the property of SecureBuy or other rights holders. You are not permitted to use the Marks without the prior consent of SecureBuy or the rights holder. SecureBuy and the SecureBuy logo are trademarks of SecureBuy Incorporated. For a current list of SecureBuy's Marks, as well as certain third party Marks, please Click Here to contact us.

5.3 Your Content. If you are an individual User, then you own all right, title, and ownership to Your Content. If you are using and accessing the Services and Materials through an account established by someone else (such as an employer or a client), then the person who established and pays for the account retains all right, title, and ownership to Your Content. For example, if you are using Services provided by your employer, then your employer (not you) owns Your Content.

6. Use of Services and Materials.

6.1 If you comply with the terms and conditions of this Agreement, SecureBuy grants to you a non-exclusive, non-transferable, revocable right to access and use the Services, to Make Available Your Content to the Service, and to use the Service Materials in connection with the Services, subject to the following conditions:

(a) You may not alter, copy, modify, or re-transmit the Service Materials without SecureBuy's express consent;

(b) You may not lease, license, rent, or sell the Service Materials or the right to use and access the Services;

(c) You may not remove, obscure, or alter any text, copyright, or other proprietary notices contained in Service Materials; and

(d) You may not copy or imitate part or all of the design, layout, or look-and-feel of the Service, which are protected by Intellectual Property Rights.

6.2 You agree to use the Services and the Materials only as permitted by the Terms and any Law.

6.3 You acknowledge and agree that certain Services and Materials may be available only if you have paid a fee or have provided certain Account Information.

6.4 SecureBuy uses reasonable efforts to make the Services available 24 hours a day, 7 days a week. However, there will be occasions when the Service will be interrupted for maintenance, upgrades and repairs, or as a result of failure of telecommunications links and equipment that are beyond our control. SecureBuy will take reasonable steps to minimize such disruption, to the extent it is within our reasonable control. Certain Services may not be available in all languages.

6.5 SecureBuy may modify or discontinue, temporarily or permanently, the Services or Materials, or any portion thereof, with or without notice. You agree that SecureBuy shall not be liable to you or anyone else if we do so.

6.6 Payment.

(a) Fees. Certain Services require you to pay fees in order to access all or part of such Services. Fees are non-refundable, except as otherwise stated in specific subscription terms applicable to a Service. Fees may change. For more information, please Click Here to contact us.

(b) You are responsible for paying all taxes levied in connection with your use of the Services. Your credit card company or bank may impose on you other fees, such as foreign exchange fees, in connection with your payment of the Subscription Fees. Your ability to access the Services may require payment of third-party fees (such as telephone toll charges, mobile carrier fees, ISP, data plan, etc.). SecureBuy has no connection to or responsibility for such fees.

(c) Collection of Subscription Fee. You agree that in the event SecureBuy is unable to collect the Subscription Fees owed by you to SecureBuy for the Services, SecureBuy may take the steps it deems necessary to collect such Subscription Fees from you and that you will be responsible for all costs and expenses incurred by SecureBuy in connection with such collection activity.

7. Account Information; Personal URL.

7.1 You agree that your Account Information will always be complete, accurate and up-to-date. It is your responsibility to keep your account password or log-in credentials confidential at all times and you are solely responsible to SecureBuy for all activity that occurs via your Account. If you become aware of any unauthorized use of your account or Account Information, or any other breach of security, you agree to notify SecureBuy by contacting Support at http://www.signaturelink.com/contact-us.html. SecureBuy may require that you change your Account Information or certain parts of your Account Information at any time for any reason. Unless SecureBuy expressly allows you the right to create and manage SecureBuy Account IDs as an account administrator for a company or unless expressly permitted in the Additional Terms, you may not use another person's Account Information.

8. User Conduct.

8.1 You agree not to access or attempt to access the Services by any means other than the interface provided by SecureBuy or circumvent any access or use restrictions put into place to prevent certain uses of the Services.

8.2 You agree not to use, or to encourage or permit others to use, the Services to:

(a) Make Available any Material that is unlawful, harmful, threatening, abusive, tortious, defamatory, libelous, vulgar, obscene, child-pornographic, lewd, profane, invasive of another's privacy, hateful, or racially, ethnically or otherwise objectionable;

(b) Stalk, intimidate and/or harass another;

(c) Incite others to commit violence;

(d) Harm minors in any way;

(e) Make Available any Material that you do not have a right to Make Available under any Law or contractual or fiduciary relationship;

(f) Make Available any Material that infringes any Intellectual Property Right or other proprietary right of any party;

(g) Impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity;

(h) Forge headers or otherwise manipulate identifiers to disguise the origin of any of Materials posted on or transmitted through the Services;

(i) Use the Services or Materials such that it will mislead a User into believing that they are interacting directly with SecureBuy or any Service;

(j) Engage in any chain letters, contests, junk email, pyramid schemes, spamming, surveys or other duplicative or unsolicited messages (commercial or otherwise);

(k) Use any SignatureLink domain name as a pseudonymous return email address;

(l) Make Available any Material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software, hardware or telecommunications equipment;

(m) Access or use the Services in any manner that could damage, disable, overburden or impair any SecureBuy server or the networks connected to any SecureBuy server;

(n) Intentionally or unintentionally interfere with or disrupt the Services or violate any applicable Laws related to the access to or use of the Services, violate any requirements, procedures, policies or regulations of networks connected to the Services, or engage in any activity prohibited by the Terms;

(o) Disrupt or interfere with the security of, or otherwise cause harm to, the Services, Materials, systems resources, accounts, passwords, servers or networks connected to or accessible through the Services or any affiliated or linked sites;

(p) Disrupt, interfere with, or inhibit any other User from using and enjoying the Services or Materials, or other affiliated or linked sites, Services or Materials;

(q) Access or attempt to access any Material that you are not authorized to access or through any means not intentionally made available through the Services;

(r) Reproduce, sell, trade, resell or exploit for any commercial purpose, any portion of the Services or any Materials, use of any Service or Materials, or access to any Service or Materials;

(s) Use any data mining, robots, or similar data gathering and extraction methods in connection with the Services or Materials;

(t) Host, on a subscription basis or otherwise, the Services without SecureBuy's authorization, including any related technology, (i) to permit a third party to use the Services to create, transmit, or protect any content, or (ii) to conduct conferences or online meeting services for a third party;

(u) defraud, defame, or otherwise violate the legal rights (such as rights of privacy and publicity) of others; or

(v) Collect or store data about other users in connection with the prohibited conduct and activities set forth in this Section 8.2.

9. Your Content.

9.1 Storage. SecureBuy may provide online storage for Your Content, subject to Section below and any Additional Terms that may further define the scope of such storage.

9.2 Unless otherwise stated in Additional Terms or a separate written agreement between you and SecureBuy, SecureBuy has (a) no obligation to store Your Content and (b) no responsibility or liability for the deletion or accuracy of any Materials, including Your Content, the failure to store, transmit or receive transmission of Materials, or the security, privacy, storage or transmission of other communications originating with or involving use of the Services.

9.3 You agree that SecureBuy retains the right to create reasonable limits on the use of the Materials, including Your Content, such as limits on file size, storage space, processing capacity, and similar limits described in the web pages accompanying the Services and as otherwise determined by SecureBuy in its sole discretion.

9.4 You agree that you, not SecureBuy, are entirely responsible for all of Your Content that you Make Available, whether publicly posted or privately transmitted. You assume all risks associated with use of Your Content, including any reliance on its accuracy, completeness or usefulness.

9.5 Settings Related to Use and Access of Your Content.

(a) Certain Services may enable you to specify the level at which such Services restrict access to Your Content. You are solely responsible for applying the appropriate level of access to Your Content. If you do not choose, the system may default to its most permissive setting.

10. Use of Technology.

10.1 Technology made available via the Services or through third-party marketplaces or stores is governed by the terms of the applicable Additional Terms or the license agreement referenced with the Technology. If there is any conflict between these Terms and the license agreement provided with such Technology, then the license agreement shall take precedence in relation to that Technology

10.2 SecureBuy may provide mobile and tablet applications through third parties that interact with the Service and SecureBuy products. You are responsible for obtaining and maintaining any equipment or ancillary services needed to access mobile and tablet applications and you are responsible for all applicable taxes and fees incurred while accessing such applications (such as fees from your mobile carrier, overage charges, etc.)

10.3 If no license agreement accompanies the Technology that is available for download, the download and use of such Technology will be governed by the terms of this Section 11.2. SecureBuy grants you a personal, worldwide, revocable, limited, non-transferable, non-sublicensable, non-assignable, nonexclusive license to use the Technology in the manner permitted by the Terms. For clarification, you shall not distribute, lease, rent, sell, or sublicense the Technology. You agree that you will not decompile, reverse engineer or otherwise attempt to discover the source code of the Technology. Notwithstanding the foregoing, decompiling the Technology is permitted to the extent the laws of the jurisdiction where you are located give you the right to do so to obtain information necessary to render the Technology interoperable with other software, provided, however, that you must first request the information from SecureBuy and SecureBuy may, in its discretion, either provide such information to you or impose reasonable conditions, including reasonable fees, on use of the Technology to ensure that SecureBuy's Intellectual Property Rights in the Technology are protected. You may not assign (or grant a sublicense of) your rights to use the Technology, grant a security interest in or over your rights to use the Technology, or otherwise transfer any part of your rights to use the Technology. For clarity, your use of the Technology is also subject to the disclaimers and limitations in Sections 12 and 13 below.

10.4 The Technology may automatically download and install updates from SecureBuy. These updates are designed to improve, enhance and further develop the Services and may take the form of bug fixes, enhanced functions, new Technology modules and completely new versions. You agree to receive such updates (and permit SecureBuy to deliver these to you with or without your knowledge) as part of your use of the Services.

11. Your Warranty, Indemnification Obligation, and Waiver.

11.1 You represent and warrant that: (a) you own the Intellectual Property Rights, or have obtained all necessary license(s) and permission(s), to use Your Content in keeping with your use in connection with the Services or as otherwise permitted by the Terms; (b) you have the rights necessary to grant the license and sublicenses described in the Terms; (c) you have received consent from any and all persons depicted in Your Content to use Your Content as set forth in the Terms, including distribution, public display, public performance and reproduction of Your Content; and (d) Your Content does not violate or infringe any intellectual property right or other proprietary right, including right of publicity or privacy, of any person, company or entity, or other third party.

11.2 You agree to indemnify and hold SecureBuy and its subsidiaries, affiliates, officers, agents, employees, co-branders or other partners, and licensors harmless from any claim or demand, including reasonable attorneys' fees, due to or arising out of Your Content, your use of the Services or Materials, your connection to the Services or Materials, your use and access of personal information of other Users, the actions of any member of your group, your access to or use of Sites or the Linked Sites and your connections therewith, any claim that Your Content caused damage to someone else, any dealings between you and anyone else advertising or promoting via the Services or Materials, your violation of the Terms, or your violation of any rights of another, including any Intellectual Property Rights.

12. DISCLAIMER OF WARRANTIES.
YOU EXPRESSLY UNDERSTAND AND AGREE THAT, TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW:

12.1. THE SITE, SERVICES AND MATERIALS ARE PROVIDED BY SIGNATURELINK "AS IS," WITHOUT WARRANTY OF ANY KIND, EXPRESS, IMPLIED, STATUTORY OR OTHERWISE, INCLUDING THE IMPLIED WARRANTIES OF TITLE, NON-INFRINGEMENT, QUIET ENJOYMENT, MERCHANTABILITY, OR FITNESS FOR A PARTICULAR PURPOSE. WITHOUT LIMITING THE FOREGOING, SIGNATURELINK AND ITS LICENSORS MAKE NO WARRANTY THAT (A) THE SITE, SERVICES OR MATERIALS WILL MEET YOUR REQUIREMENTS OR WILL BE CONSTANTLY AVAILABLE, UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE; (B) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SITE, SERVICES OR MATERIALS WILL BE EFFECTIVE, ACCURATE OR RELIABLE; (C) THE QUALITY OF THE SITE, SERVICES OR MATERIALS WILL MEET YOUR EXPECTATIONS; OR THAT (D) ANY ERRORS OR DEFECTS IN THE SITE, SERVICES OR MATERIALS WILL BE CORRECTED. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM SIGNATURELINK OR THROUGH OR FROM USE OF THE SERVICES SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THE TERMS.

12.2. SIGNATURELINK SPECIFICALLY DISCLAIMS ANY LIABILITY WITH REGARD TO ANY ACTIONS RESULTING FROM YOUR USE OF OR PARTICIPATION IN ANY SERVICES AND YOUR USE OF MATERIALS. ANY MATERIAL DOWNLOADED, MADE AVAILABLE, OR OTHERWISE OBTAINED THROUGH USE OF THE SERVICES IS ACCESSED AT YOUR OWN DISCRETION AND RISK, AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL. SIGNATURELINK ASSUMES NO LIABILITY FOR ANY COMPUTER VIRUS OR SIMILAR CODE THAT IS DOWNLOADED TO YOUR COMPUTER FROM ANY OF THE SERVICES.

12.3. SIGNATURELINK DOES NOT CONTROL, ENDORSE OR ACCEPT RESPONSIBILITY FOR ANY MATERIALS OR SERVICES OFFERED BY THIRD PARTIES ACCESSIBLE THROUGH LINKED SITES. SIGNATURELINK MAKES NO REPRESENTATIONS OR WARRANTIES WHATSOEVER ABOUT, AND SHALL NOT BE LIABLE FOR, ANY SUCH THIRD PARTIES, THEIR MATERIALS OR SERVICES. ANY DEALINGS THAT YOU MAY HAVE WITH SUCH THIRD PARTIES ARE AT YOUR OWN RISK.

12.4. MANAGERS, HOSTS, PARTICIPANTS, MODERATORS AND OTHER THIRD PARTIES ARE NOT AUTHORIZED SIGNATURELINK SPOKESPERSONS, AND THEIR VIEWS DO NOT NECESSARILY REFLECT THOSE OF SIGNATURELINK. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, SIGNATURELINK WILL HAVE NO LIABILITY RELATED TO USER CONTENT ARISING UNDER INTELLECTUAL PROPERTY RIGHTS, LIBEL, PRIVACY, PUBLICITY, OBSCENITY OR OTHER LAWS. SIGNATURELINK ALSO DISCLAIMS ALL LIABILITY WITH RESPECT TO THE USE, MISUSE, LOSS, MODIFICATION OR UNAVAILABILITY OF ANY USER CONTENT.

12.5. SIGNATURELINK WILL NOT BE LIABLE FOR ANY LOSS THAT YOU MAY INCUR AS A RESULT OF SOMEONE ELSE USING YOUR PASSWORD OR ACCOUNT OR ACCOUNT INFORMATION IN CONNECTION WITH THE SITE OR ANY SERVICES OR MATERIALS, EITHER WITH OR WITHOUT YOUR KNOWLEDGE.

12.6. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, THE LIMITATION OR EXCLUSION OF IMPLIED WARRANTIES, OR LIMITATIONS ON HOW LONG AN IMPLIED WARRANTY MAY LAST, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

13. Limitation of Liability.

13.1 IN NO EVENT SHALL SIGNATURELINK, ITS OFFICERS, DIRECTORS, EMPLOYEES, PARTNERS, LICENSORS, OR SUPPLIERS BE LIABLE TO YOU OR ANYONE ELSE FOR ANY SPECIAL, INCIDENTAL, INDIRECT, CONSEQUENTIAL OR PUNITIVE DAMAGES WHATSOEVER, INCLUDING THOSE RESULTING FROM LOSS OF USE, DATA OR PROFITS, WHETHER OR NOT FORESEEABLE OR IF SIGNATURELINK HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, OR BASED ON ANY THEORY OF LIABILITY, INCLUDING BREACH OF CONTRACT OR WARRANTY, NEGLIGENCE OR OTHER TORTIOUS ACTION, OR ANY OTHER CLAIM ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OR ACCESS TO THE SITE, SERVICES OR MATERIALS. NOTHING IN THE TERMS SHALL LIMIT OR EXCLUDE SIGNATURELINK'S LIABILITY FOR GROSS NEGLIGENCE OR INTENTIONAL MISCONDUCT OF SIGNATURELINK OR ITS EMPLOYEES, OR FOR DEATH OR PERSONAL INJURY.

13.2 SIGNATURELINK'S AGGREGATE LIABILITY AND THAT OF ITS AFFILIATES, LICENSORS, AND SUPPLIERS UNDER OR IN CONNECTION WITH THIS AGREEMENT SHALL BE LIMITED TO US $100 OR THE AGGREGATE AMOUNT PAID BY YOU FOR ACCESS TO THE SERVICE DURING THE THREE-MONTH PERIOD PRECEDING THE EVENT GIVING RISE TO SUCH LIABILITY, WHICHEVER IS LARGER. THIS LIMITATION WILL APPLY EVEN IF SIGNATURELINK HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES AND NOTWITHSTANDING ANY FAILURE OF ESSENTIAL PURPOSE OF ANY LIMITED REMEDY.

13.3 THE LIMITATIONS AND EXCLUSIONS IN THIS SECTION 14 APPLY TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW IN YOUR JURISDICTION. SOME JURISDICTIONS PROHIBIT THE EXCLUSION OR LIMITATION OF LIABILITY FOR INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES. ACCORDINGLY, THE LIMITATIONS AND EXCLUSIONS SET FORTH ABOVE MAY NOT APPLY TO YOU.

14. Investigations.

14.1 SecureBuy, in its sole discretion, may (but has no obligation to) monitor or review the Services and Materials at any time. Without limiting the foregoing, SecureBuy shall have the right, in its sole discretion, to remove any of Your Content for any reason (or no reason), including if it violates the Terms or any Law.

14.2 Although SecureBuy does not generally monitor User activity occurring in connection with the Services or Materials, if SecureBuy becomes aware of any possible violations by you of any provision of the Terms, SecureBuy reserves the right to investigate such violations, and SecureBuy may, at its sole discretion, immediately terminate your rights hereunder, including your right to use the Services, or Materials or change, alter or remove Your Content or Account Information, in whole or in part, without prior notice to you. If, as a result of such investigation, SecureBuy believes that criminal activity has occurred, SecureBuy reserves the right to refer the matter to, and to cooperate with, any and all applicable law enforcement authorities. Except to the extent prohibited by applicable Law, SecureBuy is entitled to retain and/or disclose any information or Materials, including Your Content or Account Information (or elements thereof), in SecureBuy's possession in connection with your use of the Services to (a) comply with applicable Law, legal process or governmental request; (b) enforce the Terms; (c) respond to any claims that Your Content violates the Terms or rights of third parties; (d) respond to your requests for customer services; or (e) protect the rights, property or personal safety of SecureBuy, its Users or third parties, including the public at large, as SecureBuy in its sole discretion believes to be necessary or appropriate.

15. Feedback.
You have no obligation to provide SecureBuy with ideas, suggestions or proposals ("Feedback"). However, if you submit Feedback to SecureBuy, we may use it for any purpose without compensation to you.

16. Advertising and Your Content.
You agree that SecureBuy may display advertisements adjacent to Your Content, and you agree that you are not entitled to any compensation. The manner, mode and extent of advertising or other revenue generating models pursued by SecureBuy on or in conjunction with the Services and/or Your Content are subject to change without specific notice to you.

17. Links to Other Sites.
The Services and Materials may include links that will take you web sites or services not operated by SecureBuy. Whether the link was provided by SecureBuy as a courtesy, or whether it was posted by a user, SecureBuy has no control over non- SecureBuy web sites or services. You agree that we are not responsible for the availability or contents of any web site or service we do not operate.

18. Termination.

18.1 Termination by You. You may stop using the Service at any time. You may terminate the remainder of SecureBuy's rights by removing Your Content from the Service, either by deleting it manually, or by contacting Customer Care to have your subscription cancelled, if applicable, and content deleted. To terminate your Service account contact Support at http://www.signaturelink.com/contact-us.html. Any fees paid by you prior to your termination are not refundable. Termination of your account shall not relieve you of any obligation to pay any accrued fees or charges.

18.2 Termination by SecureBuy. Subject to Additional Terms for certain Services (such as ones where you pay for access to these Services), SecureBuy may at any time terminate our agreement with you (or any individual Additional Terms) if:

(a) You have breached any provision of the Terms (or have acted in a manner that clearly shows you do not intend to, or are unable to, comply with the Terms);

(b) SecureBuy is required to do so by Law (for example, where the provision of the Services or Materials to you is, or becomes, unlawful);

(c) The provision of the Services to you by SecureBuy is, in SecureBuy's opinion, no longer commercially viable;

(d) SecureBuy has elected to discontinue the Services or Materials (or any part thereof); or

(e) There has been an extended period of inactivity in your account.

18.3 Termination or Suspension of Services. SecureBuy may also terminate or suspend all or a portion of your account and/or access to the Services for any reason (subject to Additional Terms for certain Services). Except as may be set forth in any Additional Terms applicable to a particular Service, termination of your account may include: (a) removal of access to all offerings within the Services; (b) deletion of Your Content and Account Information, including your personal information, log-in ID and password, and all related information, files and Materials associated with or inside your account (or any part thereof); and (c) barring of further use of the Services.

18.4 You agree that all terminations for cause shall be made in Securebuy's sole discretion and that SecureBuy shall not be liable to you or any third party for any termination of your account (and accompanying deletion of your Account Information), or access to the Services and Materials, including Your Content.

18.5 Upon expiration or termination of the Terms, you shall promptly discontinue use of the Services and Materials. However, any perpetual licenses you have granted, any of your indemnification obligations hereunder, any of SecureBuy's disclaimers or limitations of damages of liabilities hereunder and Sections 8-10, 11-16, 18, 20, and 21 will survive any termination or expiration of the Terms.

18.6 Upon termination of your use of the Service by you or by SecureBuy for any other reason other than for cause, SecureBuy will make reasonable effort to notify you at least thirty (30) days prior to termination, at the email address you provide SecureBuy as part of your registration, with instructions on how to retrieve Your Content prior to such termination.

18.7 Except as otherwise stated in any Additional Terms and applicable subscription terms, in the event of termination by Securebuy for reasons other than breach of these Terms, SecueBuy will provide notice pursuant to the General Terms.

19. International Users.

19.1The Services can be accessed from countries around the world and may contain references to Services and Materials that are not available in your country. These references do not imply that SecureBuy intends to announce such Services or Materials in your country.

19.2 These Services are controlled, operated and administered by SecureBuy Incorporated from its offices in the United States of America. SecureBuy makes no representation that the Services or Materials are appropriate or available for use outside of the United States. SecureBuy reserves the right to block access to the Services or Materials by certain international users. If you access the Services from a location outside the United States, then you are responsible for compliance with all local Laws.

20. Notification of Copyright Infringement.

20.1 SecureBuy respects the Intellectual Property Rights of others and expects its users to do the same. SecureBuy will respond to clear notices of copyright infringement consistent with the Digital Millennium Copyright Act, Title 17, United States Code, Section 512(c)(2) ("DMCA") and its response to such notices may include removing or disabling access to the allegedly infringing content, terminating the accounts of repeat infringers, and/or making good-faith attempts to contact the user who posted the content at issue so that he may, where appropriate, make a counter-notification.

20.2 If you believe that your work has been used or copied in a way that constitutes copyright infringement and such infringement is hosted on the Services, on web sites linked to or from the Services, or in connection with the Services or Materials, please provide, pursuant to the DMCA, written notification via regular mail or via fax (not via e-mail or phone) of claimed copyright infringement to SecureBuy's Copyright Agent (contact information below), which must contain all of the following elements:

(a) A physical or electronic signature of the person authorized to act on behalf of the owner of the copyright interest that is alleged to have been infringed;

(b) A description of the copyrighted work(s) that you claim have been infringed and identification of what content in such work(s) is claimed to be infringing and which you request to be removed or access to which is to be disabled;

(c) A description of where the content that you claim is infringing is located on the Services;

(d) Information sufficient to permit SecureBuy to contact you, such as your physical address, telephone number and e-mail address;

(e) A statement by you that you have a good faith belief that the use of the content identified in your notice in the manner complained of is not authorized by the copyright owner, its agent or the law; and

(f) A statement by you that the information in your notice is accurate and, under penalty of perjury, that you are the copyright owner or are authorized to act on the copyright owner's behalf.

Before you file such a notification, please carefully consider whether or not the use of copyrighted material at issue is protected by the "fair use" doctrine, as you could be liable for costs and attorneys' fees should you file a takedown notice where there is no infringing use. If you are unsure whether a use of your copyrighted material constitutes infringement, please contact an attorney. In addition, you may wish to consult publicly available reference materials such as those found at www.chillingeffects.org.

20.3 If you believe access to your content was disabled or removed by SecureBuy as a result of an improper copyright infringement notice, please provide, pursuant to the DMCA, written notification via regular mail or via fax (not via e-mail or phone) to SecureBuy's Copyright Agent (contact information below), which must contain all of the following elements:

(a) A physical or electronic signature of the subscriber;

(b) Identification of the material that was removed from the Services and the location of the Service on which the material appeared before it was removed;

(c) A statement under penalty of perjury that you have a good faith belief that the material was removed or disabled as a result of mistake or misidentification of the material to be removed or disabled;

(d) Information sufficient to permit SecureBuy to contact you, such as your physical address, telephone number and e-mail address; and

(e) A statement that you consent to jurisdiction of the Federal District court for the district where you reside (or of Madison County, Mississippi if you reside outside of the United Sates) and that you will accept service of process from the person who provided notification under DMCA subsection (c)(1)(C) or an agent of such person.

Before you file such a counter-notification, please carefully consider whether or not the use of the copyrighted material at issue is infringing, as you could be liable for costs and attorneys' fees in the event that a court determines your counter-notification misrepresented that the material was removed by mistake. If you are unsure whether use of the material at issue constitutes infringement, please contact an attorney. In addition, you may wish to consult publicly available reference materials such as those found at www.chillingeffects.org.

20.4 SecureBuy's Copyright Agent for notice of claims of copyright infringement can be reached as follows:

By mail:

Copyright Agent
SecureBuy
605 Crescent Blvd., Suite 200
Ridgeland, MS 39157

The Copyright Agent will not remove content from the Services in response to phone or email notifications regarding allegedly infringing content, since a valid DMCA notice must be signed, under penalty of perjury, by the copyright owner or by a person authorized to act on his or her behalf. Please submit such notifications by fax or ordinary mail only and as further described by this Section. The Copyright Agent should be contacted only if you believe that your work has been used or copied in a way that constitutes copyright infringement and that such infringement is occurring on the Services or on sites linked to or from the Services, or in connection with the Services or Materials. All other inquiries directed to the Copyright Agent will not be responded to.

21. Resolution of Disputes.

21.1 Venue. You agree that any claim or dispute you may have against SecureBuy must be resolved by a court located in Madison County, Mississippi, United States of America except as otherwise agreed by the parties, or as set forth Section 21.2 below. You agree to submit to the personal jurisdiction of the courts located in Madison County, Mississippi, United States of America when Mississippi laws apply, for the purpose of litigating such claims or disputes. The parties specifically disclaim the U.N. Convention on Contracts for the International Sale of Goods.

21.2 ADR. For any claim (excluding claims for injunctive or other equitable relief) for less than US $10,000, the party requesting relief may elect to resolve the dispute in a cost-effective manner through binding non-appearance-based arbitration. In the event a party elects arbitration, it shall initiate such arbitration through an established alternative dispute resolution ("ADR") provider mutually agreed upon by the parties. The ADR provider and the parties must comply with the following rules: (a) the arbitration shall be conducted by telephone, online, and/or be based solely on written submissions, the specific manner shall be chosen by the party initiating the arbitration; (b) the arbitration shall not involve any personal appearance by the parties or witnesses unless otherwise mutually agreed by the parties; and (c) any judgment on the award rendered by the arbitrator may be entered in any court of competent jurisdiction.

21.3 All claims you bring against SecureBuy must be resolved in accordance with this section. All claims filed or brought contrary to this section shall be considered improperly filed. Should you file a claim contrary to this section, SecureBuy may recover attorneys' fees and costs up to U.S. $1,000, provided that SecureBuy has notified you in writing of the improperly filed claim and you have failed to properly withdraw the claim.

21.4 Notwithstanding the foregoing, in the event of your or others' unauthorized access to or use of the Services or Materials in violation of the Terms you agree that SecureBuy shall be entitled to apply for injunctive remedies (or an equivalent type of urgent legal relief) in any jurisdiction.

22. Miscellaneous.

22.1 English Version. The English version of this agreement will be the version used when interpreting or construing this agreement.

22.2 Notice to SecureBuy. Any notice provided to SecureBuy pursuant to the Terms should be sent to 605 Crescent Blvd., Suite 200, Ridgeland, MS 39157, Attention: General Counsel.

22.3 Notice to You. SecureBuy may provide you with notices, including those regarding changes to the Terms, by email, regular mail, text message, postings on or within the Services, or other reasonable means now known or hereafter developed.

22.4 Entire Agreement. The Terms constitute the entire agreement between SecureBuy and you with respect to your access to or use of the Services and Materials and supersede any prior agreements between you and SecureBuy on such subject matter.

22.5 Non-Assignment. You may not assign or otherwise transfer the Terms, or any right granted hereunder, without SecureBuy's written consent. SecureBuy's rights under the Terms are transferable by SecureBuy.

22.6 Severability. If for any reason a court of competent jurisdiction finds any provision of the Terms, or portion thereof, to be unenforceable, that provision shall be enforced to the maximum extent permissible so as to affect the intent of the parties as reflected by that provision, and the remainder of the Terms shall continue in full force and effect.

22.7 Waiver. Any failure by SecureBuy to enforce or exercise any provision of the Terms, or any related right, shall not constitute a waiver of that provision or right.

22.8 Report Abuse. Please report any violations of the Terms via the report abuse mechanism offered in conjunction with the specific Service in which the alleged violation occurs.

22.9 You are solely responsible for your familiarity and compliance with any laws that may prohibit you from participating in or using any part of the Services.

Last updated July 18, 2013